How I lived without a credit card for 25 years

This year I opened my first credit card. It comes with a $500 credit limit and an interest rate that almost exceeds my age. If you’re wondering why I’m so excited to be the owner of what is basically a Fisher-Price credit card, you have to understand the Napoleon complex that not having any credit gave me.

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Ceiling fans can keep you comfortable and save cash

Ceiling fans are back in a big way (and according to some folks, they never really left). These inexpensive, energy-efficient cooling devices are good-looking and may be installed easily and quickly for use in any room of your home — or even out of doors.

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