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The need for retirement planning

Throughout the 20th century, retirement in America was usually defined in fairly simple terms and was directly related to an individuals active participation in the work force. After reaching a certain age, most retirees would leave the work force and begin the next phase of their life - retirement.

5 ways to trigger your money-saving reflex

We all know that feeling; you’re at the store and you see something you want but just don’t need. You try to rationalize the expense, arguing in your mind that you deserve to treat yourself or can make up for it by not eating out this week or by skipping your Starbucks lattes for a while. The thing is, not all of us are as good at balancing our wants and needs as we could be.

Peace of mind in retirement

Peace of Mind - the dictionary definition is the absence of mental stress or anxiety. It is what we all strive for but probably very rarely get. We do, however, think that when we retire we will have our chance to achieve true peace of mind – is this realistic in today’s world?