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How I lived without a credit card for 25 years

This year I opened my first credit card. It comes with a $500 credit limit and an interest rate that almost exceeds my age. If you’re wondering why I’m so excited to be the owner of what is basically a Fisher-Price credit card, you have to understand the Napoleon complex that not having any credit gave me.

Is it cheaper to build or buy a house?

The home-buying process can be an exciting time for many people. As you start to look at homes, you might be wondering “is it cheaper to build or buy a house”? While there are pros and cons to each decision, you might be surprised when you compare the two.