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How creating a budget will improve your credit score

Budgeting sometimes gets a negative reputation as a practice reserved for people who can’t manage their money when, in fact, not having a budget is likely to jeopardize your finances — and worse, your credit score — regardless of how good you think you are at managing your accounts.

10 best home improvement apps

YouTube video tutorials and home improvement guides are a great resource for learning how to repair and redecorate your home, but don’t overlook the usefulness of your smartphone or your tablet. These top 10 home improvement apps transform these devices into DIY tools.

20 savings hacks at Marshalls, TJ Maxx and Ross

The thrill of getting a good deal is what motivates shoppers to comb through racks at discount retailers like Marshalls, T.J.Maxx and Ross Dress for Less. You can save up to 60 percent off retail prices for clothing and home goods at these stores. Check out these 20 shopping hacks to get the most for your dollar at Marshalls, T.J.Maxx and Ross.