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New credit score myths and why you shouldn’t believe them

Myths and folklore endlessly evolve as cultures change, technologies emerge and societies grow. Some myths – like the one that warns against washing Pop Rocks down with Coke – are chuckle-worthy. Others, such as fallacies about how credit scores work, can be downright detrimental. Here are five new credit scoring myths and the truths that debunk them.

Knowing when to repair or replace three of your home’s major systems – the furnace, air conditioner and water heater

If your furnace, air conditioner or water heater is not working properly, you probably notice it long before you actually inspect the appliance itself. You know because those winter mornings are a little too cold, those July days are a little too hot or your morning showers are chillier than normal. All three are signs that these crucial systems are not running as efficiently as they once did.

It’s OK to cry: Expert tips for creating an emotionally charged Valentine’s Day card for your man

With the onslaught of roses, hearts and cherubs, it’s easy to think Valentine’s Day is all about women, but men deserve something special too. You don’t need to gift luscious chocolates or a new designer watch to get the ultimate Valentine’s Day reaction. This year, more women are thinking ahead to create customized cards for their beaus that truly speak from the heart – and men are responding with tears of joy.