According to a report from the Bureau of Labor statistics, the average American spends nearly 5 percent of his income on entertainment. Finding a way to reduce entertainment costs while taking up inexpensive or free hobbies can improve your quality of life — as well as your checking account balance.
Patti Shock was a late bloomer in higher education — she didn’t start college until she was 31 — and received a bachelor’s degree at Southern Mississippi. By the time she was done with school, she was overqualified to work in the hospitality industry where she thought she’d wind up. So she was asked to start a convention management program.
So what does Dave Ramsey think is the No. 1 thing you should do in 2015? His advice is simple.
