73°F
weather icon Clear

Some Obamacare premiums will increase 25 percent in 2017

WASHINGTON — Premiums will go up sharply next year under President Barack Obama’s health care law, and many consumers will be down to just one insurer, the administration confirmed Monday. That will stoke another “Obamacare” controversy days before a presidential election.

Before taxpayer-provided subsidies, premiums for a midlevel benchmark plan will increase an average of 25 percent across the 39 states served by the federally run online market, according to a report from the Department of Health and Human Services. Some states will see much bigger jumps, others less.

Moreover, about 1 in 5 consumers will only have plans from a single insurer to pick from, after major national carriers such as UnitedHealth Group, Humana and Aetna scaled back their roles.

“Consumers will be faced this year with not only big premium increases but also with a declining number of insurers participating, and that will lead to a tumultuous open enrollment period,” said Larry Levitt, who tracks the health care law for the nonpartisan Kaiser Family Foundation.

Republicans will pounce on the numbers as confirmation that insurance markets created by the 2010 health overhaul are on the verge of collapsing in a “death spiral.” Sign-up season starts Nov. 1, about a week before national elections in which the GOP remains committed to a full repeal. Window shopping for plans and premiums is already available through HealthCare.gov.

The sobering numbers confirmed state-by-state reports that have been coming in for months. Administration officials are stressing that subsidies provided under the law, which are designed to rise alongside premiums, will insulate most customers from sticker shock. They add that consumers who are willing to switch to cheaper plans will still be able to find bargains.

“Headline rates are generally rising faster than in previous years,” acknowledged HHS spokesman Kevin Griffis. But he added that for most consumers, “headline rates are not what they pay.”

The vast majority of the more than 10 million customers who purchase through HealthCare.gov and its state-run counterparts do receive generous financial assistance. “Enrollment is concentrated among very low-income individuals who receive significant government subsidies to reduce premiums and cost-sharing,” said Caroline Pearson of the consulting firm Avalere Health

But an estimated 5 million to 7 million people are either not eligible for the income-based assistance, or they buy individual policies outside of the health law’s markets, where the subsidies are not available. The administration is urging the latter group to check out HealthCare.gov. The spike in premiums generally does not affect the employer-provided plans that most workers and their families rely on.

In some states, the premium increases are striking. In Arizona, unsubsidized premiums for a 27-year-old buying a benchmark “second-lowest cost silver plan” will jump by 116 percent, from $196 to $422, according to the administration report. Oklahoma has the next biggest increase for a similarly situated customer, 69 percent.

Dwindling choice is another problem factor.

The total number of HealthCare.gov insurers will drop from 232 this year to 167 in 2017, a loss of 28 percent. (Insurers are counted multiple times if they offer coverage in more than one state. So Aetna, for example, would count once in each state that it participated in.)

Switching insurers may not be simple for patients with chronic conditions.

While many carriers are offering a choice of plan designs, most use a single prescription formulary and physician network across all their products, explained Pearson. “So, enrollees may need to change doctors or drugs when they switch insurers,” he said.

Don't miss the big stories. Like us on Facebook.
Entertainment Videos
What it's like to skip the lines and fly by helicopter to EDC
What it's like to skip the lines and fly by helicopter to EDC. (Janna Karel Las Vegas Review-Journal)
Las Vegas Smith & Wollensky opens at The Venetian
After 18 years, the Smith & Wollensky location on Las Vegas’ south Strip closed in 2017, to be re-born two years later with a rib-cutting — instead of a ribbon-cutting — in The Grand Canal Shoppes at The Venetian. (Heidi Knapp Rinella/Review-Journal)
Colin Cantwell, Creator Of Iconic Star Wars Ships Visits Vegas
Colin Cantwell, who created and designed such "Star Wars" ships as the X-Wing fighter, and Death Star, met fans at Rogue Toys in Las Vegas today. (Mat Luschek / Review-Journal)
Beauty & Essex in Las Vegas makes an EDC Wonder Wheel
In honor of the Electric Daisy Carnival, Beauty & Essex at The Cosmopolitan of Las Vegas makes its Wonder Wheel party-worthy. (Heidi Knapp Rinella/Las Vegas Review-Journal)
Giada talks Vegas Uncork’d
Giada De Laurentiis talks during Aperitivo Hour, a Vegas Uncork'd event, at her Caesars Palace restaurant, Pronto, May 10, 2019. (Al Mancini/Las Vegas Review-Journal)
Scenes from Vegas Uncork’d 2019 on the Las Vegas Strip
The 13th edition of Vegas Uncork’d by Bon Appetit brought four days of food, wine, celebrity chefs and parties to town, May 9-12. (Heidi Knapp Rinella/Las Vegas Review-Journal)
Three ingredients Gordon Ramsay can’t live without
Bon Appetit's Andy Baraghani interviews the "Hell's Kitchen" chef during a Vegas Uncork'd event at Caesars Palace, May 11, 2019. (Al Mancini/Las Vegas Review-Journal)
Vegas Uncork’d launches wiith bubbles and a blade
Dozens of chefs representing some of the Strip’s top restaurants gathered Thursday at The Cosmopolitan of Las Vegas to launch the 2019 edition of Vegas Uncork’d by Bon Appetit. (Al Mancini/Las Vegas Review-Journal)
Bunky the Clown at the clown convention
Bob "Bunky the Clown" Gretton talks about his life as a clown and the Clown Convention which was in Las Vegas at Texas Station this week. (Mat Luschek / Review-Journal)
Frying soft-shell crab at Lola’s in Las Vegas
At Lola’s: A Louisiana Kitchen in Las Vegas, soft-shell crab is breaded and fried and served either as an appetizer, po’boy or platter. Heidi Knapp Rinella/Review-Journal
The Stove in Henderson makes Pecan Pie Pancakes
At The Stove in Henderson, chef/partner Antonio Nunez stacks buttermilk pancakes with pecans and dulce de leche and tops them pie crust crumbs. (Heidi Knapp Rinella/Las Vegas Review-Journal)
Vinnie Paul remembered at Count's Vamp'd
The late rocker's favorite table at one of his favorite clubs in Las Vegas. (Jason Bracelin/Las Vegas Review-Journal)
4DX movie experience at Red Rock
4DX movie experience during a demo reel at Red Rock. (Christopher Lawrence/Las Vegas Review-Journal)
What To Do On May The 4th
There are plenty of events going on May the 4th this year around Las Vegas. Celebrate Star Wars and Comic Book Day all at once. The Rogue Toys, the 501st, Rebel Legion and Millennium Fandom Bar are all hosting fun events to help celebrate your geek-dom. (Mat Luschek / Review-Journal)
Las Vegas Water Sports Introduces New Attraction At Lake Las Vegas
Las Vegas Water Sports will debut its new aqua park attraction at Lake Las Vegas Days this weekend. (Mat Luschek / Review-Journal)
Making the Space Invader at Greene St. Kitchen in Las Vegas
Lysa Huerta, pastry cook at Greene St. Kitchen at the Palms in Las Vegas, starts with angel food cake, Fruity Pebbles ice cream and strawberry sorbet to create a space creature engulfed in flashing lights and swirling mists. (Heidi Knapp Rinella/Las Vegas Review-Journal)
Las Vegas Pools
The M, Park MGM and NoMad are just a few great pools in Las Vegas. (Mat Luschek/Las Vegas Review-Journal)
Jose Andres explains Iberico pork
(Al Mancini/Las Vega Review-Journal)
Inside Life is Beautiful
Craig Asher Nyman explains how Life is Beautiful festival is booked and talks about this year's line-up. (Jason Bracelin/Las Vegas Review-Journal)
Tattoo'd America Pops Up In Vegas
Tattoo'd America, a new pop-up attraction on the Linq Promenade, had their grand opening Friday. The attraction is dedicate to the culture of tattoos. (Mat Luschek / Review-Journal)
Jose Andres gets key to the Strip
Chef Jose Andres was presented with a Key to the Las Vegas Strip and a proclamation declaring April 26 Jose Andres Day in Clark County by County Commissioner Tick Segerblom on Friday. The ceremony took place at his restaurant Bazaar Meat in the SLS Las Vegas. (Al Mancini/Las Vegas Review-Journal)
Sadelle’s in Las Vegas makes a grilled cheese with an inverted bagel
Michael Vargas, executive sous chef at Sadelle’s at Bellagio in Las Vegas, inverts an everything bagel and grills it with Swiss, cheddar and Muenster cheeses to make the Inverted Bagel Grilled Cheese. (Heidi Knapp Rinella/Las Vegas Review-Journal)
Learn how to make China Poblano's Salt Air Margarita
Learn how to make China Poblano's Salt Air Margarita (Janna Karel Las Vegas Review-Journal)
Tattoo'd America invites you to have fun and take pictures
Kassandra Lopez at Tattoo'd America invites you to have fun and take pictures. (Janna Karel/Las Vegas Review-Journal)
Prime rib is carved tableside at Lawry’s The Prime Rib in Las Vegas
Dave Simmons, executive chef of Lawry’s The Prime in Las Vegas, which plans special cuts for National Prime Rib Day, demonstrates the restaurant’s service from rolling tableside carving carts. (Heidi Knapp Rinella/Las Vegas Review-Journal)
Making gluten-free pizza at Good Pie in Las Vegas
Good Pie owner/pizzaiola Vincent Rotolo makes his gluten-free pizza.
Rockabilly fans enjoy Las Vegas weather poolside
Viva Las Vegas Rockabilly Weekender runs Thursday, April 18th through Sunday, April 21st with a huge car show on Saturday featuring The Reverend Horton Heat, The Delta Bombers and The Coasters. (Michael Quine/Las Vegas Review-Journal)
Brownie sundae at VegeNation in Las Vegas is completely vegan
Donald Lemperle, chef/owner of VegeNation in Las Vegas and nearby Henderson, NV, makes his sundae with ice cream made with coconut and almond milks, a brownie made with coconut flour and oil and organic sugar and cacao, and fresh fruit. (Heidi Knapp Rinella/Las Vegas Review-Journal)
Taste of the Town: Henderson Booze District
Those who like to support local businesses and sample local products will find the best concentration in an unlikely spot: a Henderson industrial park.
Founder of Las Vegas theater talks about a favorite play
Ann Marie Pereth, founder of A Public Fit Theatre Company, speaks to the Review-Journal about which play she would see every day if only given one option. (Rachel Aston/Las Vegas Review-Journal)
THE LATEST