“Every day I meet somebody who is worse off than me,” said Spring Valley resident Kate Osti, who lost her sight to retinoblastoma, a rare eye cancer, nine years ago.
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The year of 2012 saw record-low mortgage rates, a fledgling recovery and a historical presidential election. Looking to 2013 and beyond, those who seek to buy or sell their homes should keep an eye on these government policies and proposals that may directly affect them.
Lenders generally want borrowers to make a down payment, and a bigger down payment is considered “better” because it is felt that a borrower who puts more money into a property has a big incentive to fully pay off the loan.
Ever wondered what apartment managers desired in a renter, besides having no loud parties and paying rent on time?