Cash flow is the lifeblood of any business, and it’s even more vital for small businesses that don’t have infinite reserves backing them up. But it often seems that, with every billing cycle, some invoices go unpaid. Many small business owners are turning from paper-based accounts receivable systems and seeking new, paperless ways of accepting payments that make the process easier from start to finish.
Raising kids is a lot of things – rewarding, challenging, fulfilling and, of course, expensive. No parent would ever deny that raising kids is worth far more than the cost of doing so. But kids cost money, and a lot of it. As costs of living increase, so too does the cost of having a family. According to the United States Department of Agriculture, it will cost more than $220,000 to raise a child born in the last year, depending on your income level and where you live.
It’s only natural to be excited about warm, sunny weather. But it’s not always easy to get the family outside. With work and school schedules, video games and the Web at your fingertips – not to mention the ever-present household chores – sometimes the hours slip away and the opportunity is lost.
From consumers to businesses, the world is moving to online payment systems. For small business owners, the challenges of security are doubled – you have to ensure that both your customers’ and your company’s data remains safe.
We’re taught from a young age that buying items you can’t afford is a bad idea and getting into too much debt has serious consequences. However, as we get older, we learn that in certain instances, incurring debt for necessary and worthy expenses can be a positive thing.
Spring is often considered a time for cleaning up and cleaning out. It is an ideal time to inject trends of the season and redecorate by reusing items in new ways.
If you have retired from the military and are transitioning to a civilian career, it’s time to take an inventory of your transferable skills – the skills that will place you light years ahead of your civilian peers in a recovering economy.
Cooling a home during the summer with a window air conditioning unit can account for nearly 50 percent of an average homeowner’s utility bill. And in the hottest regions of the country, cooling off with central air can generate up to 70 percent of your home’s utility bill. But not to fear: There are several ways to curb your electricity use this summer.
Father’s Day can be a particular tricky holiday for those looking for the perfect gift for dad. You might find that the tie you bought him last year is still sitting in his closet or that golf shirt has yet to make its debut in the clubhouse. By buying something useful that your father can keep enjoying throughout the year, you’ll remind him of your appreciation time and again, not just on Father’s Day.
No one wants an accident to happen. But chances are at some point you’ll wind up in a fender bender that requires repairs at an automotive collision center. The common misconception about post-collision auto body work is that the insurance company dictates where the claim’s repairs will occur. This isn’t the case. In fact, it’s the owner’s responsibility to choose where the repairs will be done.