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Shape your financial future by checking your credit report and scores

Do you know what���s on your credit report? Do you know your credit scores? If you don���t, you���re not alone, but now is a good time to better understand how they work before you go apply for that loan. By waiting to check your report and scores until you want to buy a car or house, you may discover too late your financial history forces you into strict loan terms with high interest rates, or, worse, disqualify you from getting any loan at all. How can you avoid this situation?

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