WASHINGTON – The Supreme Court struck down much of Arizona’s first-of-its-kind crackdown on illegal immigrants, ruling that states must defer to the federal government on immigration policy in an election-year victory for President Barack Obama.
A decade ago, Allyn Jaffrey-Shulman wouldn’t sit at a Las Vegas poker table without her handy “cheat sheet” that listed the game’s best hands. “It told me that a flush beat a straight, which I needed since I was always trying to figure everything out mathematically,” she said. It’s an understatement to say that she no longer needs assistance.
One unanticipated, but quite welcome, effect of the U.S. Supreme Court’s ruling in the Arizona immigration law case Monday may be that it could help lawmakers save some time during the Nevada Legislature’s 2013 session.
Many Americans are in the process of reassessing their spending patterns, and boomers and seniors are no exception. Seventy-three percent of adults over age 50 started saving more or cutting back on spending last year, compared to 2010, according to a November 2011 report by the AARP. In many cases, the new spirit of frugality is not necessarily born out of financial necessity, but also out of a desire to simplify life, avoid excessive consumption and focus on what’s really important – family, friends and community.
For those considering buying a home, the current real estate market presents some unique opportunities. One of the side effects of the economic roller coaster ride of the past few years is that home prices have gone down and more homes have gone on the market. For buyers, that means more choices and better deals. However, those same tumultuous years also can also teach buyers a lesson: Make smart buying decisions and be wise with your finances.
Temperatures are rising, and kids across the country are suiting up for swim season. But if you’re a parent, you’re probably thinking about how to make sure your kids stay safe while they’re having fun around water this summer.
Whether it’s at work, at home or among friends, building and maintaining relationships is one of the most important parts of life. As people get older, however, the ways in which connections are made and kept change due to life adjustments, new technology and health.
While buyers are advised to get their “financial house in order” to apply for a loan, sellers may find it just as difficult to get their physical house in order and ready for home showings. To avoid getting overwhelmed, prioritize the necessary steps and keep matters in proper perspective, the experts suggest.
The mortgage meltdown really has had three phases. During the period from 2000 to 2007, the country originated millions of “nontraditional” mortgages, such as option adjustable rate mortgages, interest-only loans and mortgages with no-doc loan applications.
The American Dream has always been synonymous with owning a home. But, the economic downturn battered the housing market, changing the industry dynamics.