Editor’s note: Listings include the resale home’s parcel number. The address listed is the homebuyer’s mailing address and not the actual location of the resale home. About 90 percent of these addresses reflect the home purchase. Check the parcel number to make sure. Also, a few transactions do not reflect the market value of the homes. The information is provided by Accudata, a local research firm. For the complete listing, visit RJRealEstate.Vegas or on Facebook at www.facebook.com/RJRealEstateLV.
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Q: Would you help me settle a disagreement with my husband? Our house is listed for sale, and our real estate agent put a “For Sale” sign out front. Twice now, people have rung the bell and asked if they could come in and see the house. I didn’t want to let them in, but my husband did, and he gave them our real estate agent’s business card. What do you think? — G.
Letting someone into your personal space requires a bit more prep than checking the local laws and marketing your home to Las Vegas tourists. You’re about to let a complete stranger into your home — make sure you do it right.
Between loan approval and closing, your lender is doing a lot of work behind the scenes in a process called underwriting. Here are five things the lender does during underwriting.
Nevada has had the highest number of D&O (directors and officers insurance) claims in the United States for the past three years, according to Western Risk Insurance Agency. D&O insurance defends associations that are being sued by homeowners or third parties (in most cases, the lending institutions and investors), based on the allegations that associations failed to comply with their governing documents or state laws.
Though foreclosures in Nevada have decreased significantly since the peak of the recession, more than 20,000 homeowners are still either delinquent on their mortgage or in the foreclosure process.
You already have your dream house in mind, but have you considered whom you’d like as your lender? Commercial banks aren’t the only financial institutions that originate mortgages. Credit unions are another option.
Getting ready to buy a home? Make sure you ask these 10 key questions at mortgage application time.
Your mortgage’s interest rate is set by market forces beyond the lender’s control.