Jim Henry, a retired Air Force security policeman, has had two heart attacks and is doing all he can to prevent a third. He’s changed his diet, and taken up new hobbies, including model railroading.
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The average car insurance rate for Nevada drivers with a clean record is $1,591 a year, but that cost increases by 17 percent — to an average of $1,865.33 — after just one speeding ticket, according to NerdWallet’s analysis.