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Watch out for this Social Security scam

Social Security Commissioner Martin O’Malley advised Americans not to fall “this stunt” regarding a cost-of-living adjustment.

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Your good health may be ticket to lower health-care premiums

A two-tiered insurance system is emerging, but it’s not divided between high and low incomes. Rather, it’s this: Can your employer still get your coverage underwritten based on your good health? If so, you’ll probably enjoy lower premiums.